Total & Permanent Disability (TPD)

TPD cover pays you a lump sum if you become totally and permanently disabled. This could help you to cover the costs of rehabilitation, debt repayments and the future cost of living. It generally means that you are disabled to the extent that you will probably be unable to work again. This can be defined as unable to work in your own current occupation, or unable to work in any occupation again, depending upon the definition that has been selected.